We all live in a world where we cannot avoid ‘unnecessary’ expenses. I have come to terms with this hard reality and have realized the best thing to do is to manage your expenses rather than trying to control something seemingly difficult.
Let me start off by giving an example. I enter a super market to buy basic household groceries and am immediately greeted by friendly looking sales executive giving free Credit Card for lifetime and also throwing in attractive cash backs that’s impossible to resist. THAT’S THE FIRST TRAP. They want you to buy something you never want and